David thought the insurance adjuster was trying to help him.
She was so understanding about his I-75 truck accident. She sympathized about his medical bills. She even apologized for how long the claim was taking. When she offered $18,000 to "make this whole ordeal go away," it felt like relief.
Three months later, David discovered he needed $85,000 worth of back surgery.
The settlement was already signed. The case was closed forever.
That "helpful" adjuster had saved her company $67,000 by being nice to David while he was in pain and didn't know better.
If an insurance adjuster has contacted you about your Georgia accident, here's what they hope you never discover about their real job.
No fee unless we win. Confidential. Available 24/7.
Here's the reality you're facing after any serious accident in Georgia:
You're overwhelmed. Medical bills are arriving daily. You're in pain. Your car is wrecked. You're missing work. You're dealing with doctors, physical therapy, and trying to figure out if your injury is permanent.
The insurance adjuster is calm, professional, and sounds helpful. They offer to "settle this quickly so you can move on with your life." They make it sound like they're doing you a favor.
But here's what they know that you don't:
They've done this thousands of times. You've done it zero times.
People injured by someone else's negligence deserve fair compensation based on the full impact of their injuries — not whatever amount the insurance company can trick them into accepting.
If insurance companies can systematically underpay injury victims through manipulation tactics, it eliminates the real consequences of causing accidents. That puts every Georgia driver and their family at risk.
As your guide through this system designed to underpay you, here's how to protect yourself:
Don't give recorded statements. Don't sign medical releases. Don't discuss your injuries or the accident. Every word you say can and will be used to minimize your compensation.
Keep detailed records of your pain levels, activity limitations, and how the injuries affect your daily life. Take photos of your injuries. Save every medical bill and prescription receipt.
Insurance companies offer what they hope you'll accept, not what your case is worth. Before you make any permanent decisions, understand the real value of your claim.
When you hire us, everything changes immediately:
All communication goes through our office. You can focus on healing instead of fighting with insurance companies.
Harrell Gunn has handled hundreds of Georgia injury cases. We know what similar cases settle for in Atlanta, Fulton County, Gwinnett County, and throughout Georgia.
Not just your medical bills, but future medical needs, lost earning capacity, pain and suffering, and the full impact on your life. Insurance companies pay more for well-documented claims.
Insurance companies know which attorneys are willing to take cases to trial and which ones settle everything quickly. We have a reputation for fighting when the numbers don't make sense.
When insurance companies cross the line from tough negotiation into outright bad faith, Georgia law provides penalties. We know how to use them.
Accept $15,000 offer after 2 months
Wait for complete medical evaluation, settle for $180,000 after discovering permanent injury
Admit you were "maybe going a little fast"
No recorded statement given, liability stays on the defendant
Accept their hired doctor's opinion that treatment was excessive
Present comprehensive medical narrative showing treatment was necessary and reasonable
Accept blame that prior back injury caused current problems
Prove accident aggravated condition using eggshell plaintiff doctrine
Don't let insurance companies use their playbook against you. Our free guide reveals exactly how to protect yourself from each lowball tactic.
Download
"8 Insurance Company Tricks & How to Beat Them: A Georgia Accident Victim's Defense Guide"
This guide includes:
950 E. Paces Ferry Rd NE, Suite 1550, Atlanta, GA 30326
5955 Jimmy Carter Blvd Ste 149, Norcross, GA 30093
Free consultation. We'll review any settlement offers you've received and tell you honestly whether they're fair.
Here's what insurance companies are counting on: That you'll be so overwhelmed by your injuries, medical bills, and stress that you'll accept whatever they offer just to make it stop.
They're counting on your desperation, not your intelligence.
That "helpful" adjuster isn't trying to help you. They're trying to close your claim for as little money as possible before you figure out what it's really worth.
Call Gunn Law Group. We know their tactics because we fight them every day.
Don't let them steal your compensation because you didn't know how the game was played.
Because once you sign that settlement release, the game is over forever. And you can't get a do-over.
Disclaimer: "No fee unless you win or collect" refers only to fees charged by the attorney. Court costs and other additional expenses of legal action usually must be paid by the client. Contingent fees are not permitted in all types of cases.
This content is for general informational purposes and does not constitute legal advice or create an attorney-client relationship. Case outcomes vary based on individual facts. Results may vary. For guidance specific to your situation, consult a licensed Georgia personal injury attorney.
